Needs Vs. Wants- Buy the Best Car For You

How do you decide what vehicle to buy when you are shopping at a Buy Here Pay Here Dealer? There are four major questions you need to ask yourself when making this decision. Once you have answered these three questions, the decision of which car to select will be clear and easy to make.

Question One:

What type of vehicle do I need?

If you are single and have no children, maybe a compact car would suit your needs fine. If you work in construction you might need a pick up truck. Determine what size vehicle you MUST have. Try to think about absolute necessity. Disregard any impulses or desires. Just because you really WANT a stylish German import doesn’t mean it is the type of vehicle you NEED. Be vague when answering this question. For example, my personal answer to this question would be: I need a mid size to full size car with four doors and decent trunk space.

Question Two

How far do I drive?

This is important because if you drive 20,000 miles per year you will need the lowest mileage car you can find. If you only drive 2 miles to work and don’t travel, mileage may not be an issue.

Question Three

How much can I afford?

This is a two part question. First, how much money do you have available for a down payment? Second, how much can you afford to pay monthly? Down payment usually determines what vehicles a Buy Here Pay Here dealer will allow you to purchase. One car may only need $1000.00 down but another may need $2500.00. Payment range is not as important because a Buy Here Pay Here usually will not strap its customers with exorbitant payments.

Now that you have examined these three questions you are ready to select a vehicle. Your Dealer will most likely show you a few cars that will work based on your down payment amount. My suggestion is to apply the three questions to the vehicles, decide which one BEST suits your needs, and your decision is made!

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